🔒 DEV BETA — AUTHORIZED TESTING ONLY.   This platform is under active development and restricted to authorized personnel. Unauthorized access or use is strictly prohibited. OnRampDLT and StackStats Apps LLC assume NO LIABILITY for any unauthorized use, loss of data, or damages arising from access during this testing period.
Built on XRP Ledger  •  ISO 20022 Compatible

Tokenize Anything.
Launch in Minutes.

The simplest way to issue tokens and launch Reg D compliant bond offerings on the XRP Ledger. No blockchain expertise required. Starting at $49/month.

User Documentation
app.onrampdlt.io/dashboard
Token Name
RWA.TOKEN
Active
Total Supply
10,000
Issued
Subscribers
47
Bond Open
Trusted infrastructure for the XRPL ecosystem
XRP Ledger Native
ISO 20022 Compatible
Non-Custodial
XRPL: 300+ Institutional Members
Zero Downtime Since 2012
The Problem

Token issuance shouldn't
require a $50,000 developer.

The technical barrier to XRPL tokenization locks out the businesses that need it most. We changed that.

Before OnRampDLT

  • Hire a blockchain developer at $150–200/hr
  • Learn AccountSet, TrustSet, and XRPL transaction mechanics
  • Smart contract audits: $20,000–$100,000
  • Manual cap table management in spreadsheets
  • Weeks of development before your first token exists
  • No investor portal, no distribution tooling

With OnRampDLT

  • Configure your token in a web dashboard — no code
  • Sign 3 transactions in Xaman wallet — done
  • No smart contracts — token issuance is native to XRPL
  • On-chain subscription records replace spreadsheets
  • Live on XRPL in under 10 minutes
  • Bond platform, investor portal, and payment scheduling included
How It Works

Three steps. Under ten minutes.

From signup to live XRPL token — no developer, no smart contracts, no prior blockchain knowledge.

01

Connect Your Wallet

Register your Xaman, Crossmark, or Gem wallet address as your issuer. We scan and verify your XRPL account. Your keys never leave your device.

~30 seconds
02

Configure Your Token

Name your token, set supply, configure transfer fees, and define your bond terms if applicable. The dashboard walks you through every parameter.

~5 minutes
03

Sign & Launch

We generate three XRPL transaction payloads — AccountSet, TrustSet, Payment. You review and sign each in your wallet. Tokens appear in 3–5 seconds.

~2 minutes
Platform Features

Everything you need.
Nothing you don't.

Native Token Issuance

No smart contracts. No Solidity. No audit fees. Token issuance is built directly into XRPL's protocol — it's not an afterthought, it's the foundation.

3–5 Second Settlement

XRPL has processed billions of transactions without a single network outage since its launch in 2012. Sub-second finality. Not a pilot — production infrastructure used by institutions worldwide.

Non-Custodial by Design

We generate the transaction payload. You review every detail in Xaman before signing. Your private keys never leave your device. We never have custody.

Bond Platform

Issue tokenized bonds with defined coupon rates, payment schedules, and investor subscriptions — all verified on-chain. Structured finance without the law firm invoice.

Built-In DEX Liquidity

Every token you issue has immediate access to XRPL's native decentralized exchange. No exchange listing applications. No market maker agreements.

Compliance-Ready Audit Trail

Every subscription, every payment, every distribution is timestamped and immutable on-chain. Makes Reg D audits straightforward and investor verification simple.

Use Cases

What will you build?

OnRampDLT handles two token classes — utility tokens and debt (bond) tokens. Here is what real businesses are doing with each.

Utility Tokens — Starter Plan and above
Retailer Rewards & Loyalty Points
Coffee shops, gyms, airlines, and retail chains issue branded loyalty tokens to customers. Tokens accumulate on purchases, redeem for discounts or free products. No third-party loyalty platform required — your token, your rules, settled on XRPL in seconds.
Tiered Membership Access
Silver, Gold, Platinum tiers as tokens. Hold more tokens = higher tier benefits. Works for subscription communities, private clubs, professional associations, or any program where access scales with commitment.
Referral & Ambassador Rewards
Issue tokens automatically when a referral converts. Ambassadors accumulate tokens redeemable for cash, product, or VIP access. Fully auditable — every token issued is an on-chain record tied to the referral event.
Gaming & Entertainment
In-game currency for indie studios. Tournament prize tokens redeemable for merch or cash payouts. Fan tokens for sports teams, streamers, or podcasters — give your audience something real to hold.
Employee Recognition & Contractor Milestones
Spot bonus tokens for staff. Milestone tokens for contractors paid on delivery. Each issuance is a timestamped on-chain record — cleaner than gift cards, faster than ACH bonuses, zero bank processing fees.
Education & Certification
Course completion credentials. Skill certification tokens issued by training programs, bootcamps, or professional bodies. Student achievement badges that live in the holder’s own wallet — not on a platform that can be shut down.
Supply Chain & Provenance
Product authenticity tokens: scan a QR code on the physical item, receive a token proving it is genuine. Carbon credit micro-tokens for small businesses. Batch tracking tokens in food, pharmaceutical, or luxury goods supply chains.
Community & Cooperative Governance
Voting weight tokens for co-ops, member organizations, or HOAs. Volunteer hour tracking for nonprofits. Community contribution points for forums, DAOs, or any group that wants transparent, tamper-proof participation records.
Debt Tokens (Bonds) — Pro Plan and above
Real Estate Bridge Financing
Small developers and house-flippers raise short-term capital (6–24 months) from accredited investors. Define your coupon rate, maturity date, and collateral description. Investors subscribe on-chain. Payments distributed via XRPL — no escrow agent, no wire delays.
Small Business Capital Raises
Raise $100K–$5M under Reg D 506(b) or 506(c) without a placement agent. Define interest rate, payment schedule (monthly, quarterly, annual), and maturity. OnRampDLT handles investor verification, subscription records, and coupon distribution automatically.
Franchise & Multi-Location Expansion
Franchise operators use bonds to fund new location buildouts. Investors in the franchisor network participate directly. Each bond is a separate offering tied to a specific location or expansion round — clean separation of capital, clean audit trail per offering.
Equipment & Infrastructure Financing
Finance heavy equipment, fleet vehicles, or infrastructure buildouts with fixed-term bonds. Equipment generates cash flow that services the coupon. Investors get a defined return. Issuer avoids bank covenants and personal guarantee requirements.
Working Capital & Inventory Financing
Seasonal businesses use short-term bonds to fund inventory purchases ahead of peak season. Retailers, distributors, and wholesalers raise from their existing investor network — customers, suppliers, or angels — at rates better than merchant cash advance.
Agricultural & Natural Resource Projects
Farm operations, timber rights, fisheries, and mineral projects use bonds to finance operations with defined harvest or revenue timelines. Investors receive coupon payments tied to project milestones or fixed schedules. Every payment is on-chain.
Professional Practice & Service Business Acquisition
Medical practices, law firms, dental offices, and service businesses use seller-financed bonds to structure acquisitions. Buyer issues a bond to the seller — structured repayment, on-chain record, no bank required. Simpler than a promissory note, fully auditable.
Opportunity Zone & Impact Projects
Community development projects, affordable housing, and opportunity zone investments use Reg D bonds to raise from mission-aligned investors. On-chain transparency shows exactly how capital is deployed and returned. Impact investors get the audit trail they demand.
Not sure which fits your use case?
If your token represents a profit right, ownership stake, or investment return — it is a security and belongs on the Bond platform. If it is a reward, access credential, or business utility — it is a utility token. Our wizard walks you through the classification with legal guidance built in.
Read the Classification Guide →
Bond Platform

Raise Capital On-Chain.

The first self-serve tokenized bond platform on XRPL. Define your terms, open to investors, and distribute payments — entirely on-chain, entirely auditable. Starting at $149/month for Pro.

< 10 min
To launch a bond
100%
On-chain audit trail
Reg D
Compatible structure
PROPERTY.FUND.2026 Active
Coupon Rate8.5% APY
Total Raise$250,000
MaturityDec 31, 2027
Investorse.g. 23 subscribers
Raised68% · $170,000
Pricing

Simple, transparent pricing.

Start free. Scale when you're ready. No hidden fees, no developer invoices, no surprises.

Free
$0
Forever free
  • XRPL testnet sandbox
  • Full dashboard access
  • Token configuration tools
  • Documentation & tutorials
  • Community support
Get Started Free
Investor
$49/yr
Annual only
  • Subscribe to bond offerings
  • KYC self-certification
  • Investment portfolio dashboard
  • Access to all bond invites
  • Holdings protected if plan lapses
Get Investor Access →
Starter and above plans include investor access automatically.
Starter
$49/mo
or $499/year — save 15%
  • Mainnet token issuance
  • 1 registered wallet
  • Transaction history
  • Token management dashboard
  • Email support
Get Started →
Most Popular
Pro
$149/mo
or $1,499/year — save 16%
  • Everything in Starter
  • 506(b) bond issuance
  • Up to 3 registered wallets
  • Investor invite system
  • On-chain subscription tracking
  • Xaman-signed token distribution to subscribers
  • Priority email support
Subscribe to Pro →
Business
$499/mo
or $4,999/year — save 17%
  • Everything in Pro
  • 506(c) bond issuance
  • Up to 10 registered wallets
  • 3 team seats (shared account)
  • API access
  • Dedicated onboarding
  • Priority support & SLA
Subscribe to Business →
Enterprise
Custom
Annual contract
  • Everything in Business
  • Unlimited wallets & bonds
  • Unlimited team seats
  • White-label option
  • Custom integrations
  • Dedicated account manager
  • SLA with uptime guarantee
Contact Sales →
Add-Ons

Optional upgrades for any plan

Investor KYC
$6
one-time · valid 2 years
Stripe Identity verification for 506(c) bond access. Reusable across all offerings.
Verified Issuer
$199
one-time
Entity document review. Verified badge on your bonds builds investor confidence.
API Access
$99/mo
Starter & Pro plans
Programmatic token issuance and bond management. Included in Business.
Platform Architecture

Built on verifiable facts.

Non-Custodial

Your private keys never touch our servers. Every transaction is constructed by the platform and signed by you in your own wallet. We are the rails, not the vault.

Architecture Principle
Xaman · Crossmark · GemWallet
Regulation D Native

506(b) and 506(c) private placement support built into the bond issuance flow. KYC gating, accredited investor certification, and transfer restriction disclosures included by default.

Compliance Framework
Reg D · 506(b) · 506(c)
On-Chain Audit Trail

Every token issuance, bond subscription, and coupon distribution is settled on the XRP Ledger. Immutable. Publicly verifiable. No spreadsheets, no reconciliation, no trust required.

Settlement Layer
XRP Ledger · Mainnet · Testnet

Ready to tokenize?

Start with the free tier. No credit card required. Live on XRPL in under ten minutes.

Create Account